A 47-year-old actor has a chemical burn to an upper extremity producing a cosmetic disfigurement resulting in a 5% WPI. What is the rating?

Study for the California Self-Insurance Plans (SIP) Exam. Utilize flashcards and multiple choice questions, each question features hints and explanations. Prepare effectively for your exam!

Multiple Choice

A 47-year-old actor has a chemical burn to an upper extremity producing a cosmetic disfigurement resulting in a 5% WPI. What is the rating?

Explanation:
When multiple impairment components affect the whole person, you don’t simply add the percentages. You combine them using the AMA Guides Combined Values Chart, which accounts for overlap between impairments. Here, the upper-extremity impairment is 5% and the cosmetic disfigurement adds 8%. Using the combination method: 5% + 8% × (1 − 0.05) = 5% + 7.6% = 12.6%. Rounding gives 13% WPI. This shows why cosmetic disfigurement can push the total impairment higher than a straightforward addition, because the combined values approach reflects overlap rather than a flat sum.

When multiple impairment components affect the whole person, you don’t simply add the percentages. You combine them using the AMA Guides Combined Values Chart, which accounts for overlap between impairments. Here, the upper-extremity impairment is 5% and the cosmetic disfigurement adds 8%. Using the combination method: 5% + 8% × (1 − 0.05) = 5% + 7.6% = 12.6%. Rounding gives 13% WPI. This shows why cosmetic disfigurement can push the total impairment higher than a straightforward addition, because the combined values approach reflects overlap rather than a flat sum.

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